Save now and pay later with financing payment plans.

Shop smart – Apply now from the comfort of your home, then visit Waterbee’s showroom with your pre-approved budget.

When applying for preapproval before visiting the showroom to choose your product, we understand that you don’t know the purchase price yet, so just enter a guess at the amount you expect to be spending, after tax. It doesn’t commit you to anything, and once you’ve coem in and decided on the right product, we can adjust the amount for you from our end to reflect the actual price after applying any deposits you’re paying up front in store.

Waterbee works with two different financing companies to offer our customers payment plan options for our products. These companies approve loans to homeowners based on a variety of criteria such as credit rating and home equity. Loans are open and can be paid off at any time, without penalty.
These loans are arranged on a 5 year term, with options for 5, 10 or 15 year ammortization to lower the monthly payments.

* CURRENT EXTRA PROMOTION:
Both Home Trust and Financeit are currently running a promotion offering an option for No Payments & No Interest for 90 Days.

We don’t receive any kickback from these companies, so we encourage you to use your existing savings or line of credit if it provides a better rate. These loans do offer a better interest rate than most credit cards however.

Home Trust
You can apply online from home at the following page on our website: Home Trust Financing Application
Their standard interest rate is currently 7.99%.
They have also just added an additional option where they can offer a “cashback” amount above the purchase price of the item up to a $10,000 total – (This option may be handy for say if your hot tub cost $9,000 and you wanted to borrow an extra $900 to cover some electrician costs.)
It is said that their approval criteria is based more on home equity. NOTE: Everyone whose name is on the title of the house has to be included on the application as a co-applicant.
These loans are arranged on a 5 year term, with options for 5, 10 or 15 year ammortization to lower the monthly payments.
Loans are open and can be paid off at any time, without penalty.
A small administration fee applies to be withdrawn before the first payment.

Home Trust does automatically apply a lien on your home as security for purchase amounts over $10,000, so we often recommend a deposit amount large enough to keep the total under 9,999 to avoid any hassles from that, or refer you to FinanceIt as an alternative. FinanceIt doesn’t automatically apply a lien until the amount rides over $20,000.

FinanceIt
You can apply online at home using this link: FinanceIt Application
For most purchases your rate would be 8.99%, but their interest rate can vary depending upon the purchase price range and your credit rating.
FinanceIt explains that their instant approval criteria is based on credit rating. Only one homeowner has to apply, but if their name isn’t on the title of the house, the person whose name is on the title has to be added as a co-borrower.
These loans are arranged on a 5 year term, with options for 5, 10 or 15 year ammortization to lower the monthly payments. You can choose biweekly or weekly payments if you prefer.
Loans are open and can be paid off at any time, without penalty.
A small administration fee applies, but does not need to be paid up front, it gets ammortized into the payment amount.

If the online application form doesn’t allow for something you need added or changed, just complete it the best you can, and submit it as is. Then contact Melissa here at Waterbee, as there are some adjustments we are able to make to the applications from the back-end of our version once you’ve completed the initial application process.
The same thing applies to the amount to request – if you are applying for preapproval before visiting the showroom to choose your product, so you don’t know the purchase price yet, just enter an amount you expect to be spending, after tax. We can adjust the amount from our end once we’ve determined the actual price and applied any deposits you’re paying up front in store.

If you have any questions regarding details about the financing beyond the application process, we would encourage you to contact these companies directly as we are not their employees and are not trained in financial advising.