Save now and pay later with financing payment plans.

Shop smart – Apply now from the comfort of your home, then visit Waterbee’s showroom with your pre-approved budget.

When applying for preapproval before visiting the showroom to choose your product, we understand that you don’t know the purchase price yet, so just enter a guess at the amount you expect to be spending, after tax. It doesn’t commit you to anything, and once you’ve come in and decided on the right product, we can adjust the amount for you from our end to reflect the actual price after applying any deposits you’re paying up front in store.

Waterbee works with two different financing companies to offer our customers a variety of payment plan options for our products. These companies approve loans to our customers based on a variety of criteria such as credit rating and home equity. Loans are open and can be paid off at any time, without penalty.
These loans are arranged on a 5 year term, with options for 5, 10, 12 or 15 year amortization to lower the monthly payments.

We don’t receive any kickback from these companies, so we encourage you to use your existing savings or line of credit if it provides a better rate. These loans do offer a better interest rate than most credit cards however.

Home Trust
*Best choice for homeowners with purchases under $10,000, or those who need other cash for additional expenses*

You can apply online from home at the following page on our website: Home Trust Financing Application

Home Trust’s standard interest rate is currently 7.99%.
They have also have an additional option where they can offer a “cashback” amount above the purchase price of the item of up to $10,000
(This option may be handy for covering additional costs such as electrician or concrete.)

These loans are only approved for homeowners. NOTE: Everyone whose name is on the title of the house has to be included on the application as a co-applicant.
These loans are arranged on a 5 year term, with options for 5, 10 or 15 year amortization to lower the monthly payments.
Loans are open and can be paid off at any time, without penalty.
A small administration fee applies, to be withdrawn before the first payment.

NOTE: Home Trust does automatically apply a lien on your home as security for purchase amounts over $10,000. To avoid the hassle of that we’d recommend a deposit amount large enough to keep the total under 9,999 or else you could choose FinanceIt as an alternative. FinanceIt will not apply a lien unless you default on your payments.

FinanceIt
*Best choice for non-homeowners, amounts over $10,000, and those preferring weekly payments*

You can apply online at home using this link: FinanceIt Application

For purchases from 1,000 to $15,000, home ownership is not required and your rate would be 9.99%.
For purchases over $15,000, the homeowner must be the applicant or co-applicant. Your rate would be 8.99%.

These loans are arranged on a 5 year term, with options for 5, 10, 12 or 15 year amortization to lower the monthly payments. You can also choose biweekly or weekly payments if you prefer.
Loans are open and can be paid off at any time, without penalty.
A small administration fee applies, but does not need to be paid up front, it gets amortized into the payment amount.

If the online application form doesn’t allow for something you need added or changed, just complete it the best you can, and submit it as is. Then contact Melissa here at Waterbee, as there are some adjustments we are able to make to the applications from the back-end of our version once you’ve completed the initial application process.
The same thing applies to the amount to request – if you are applying for preapproval before visiting the showroom to choose your product, so you don’t know the purchase price yet, just enter an amount you expect to be spending, after tax. We can adjust the amount from our end once we’ve determined the actual price and applied any deposits you’re paying up front in store.

If you have any questions regarding details about the financing beyond the application process, we would encourage you to contact these companies directly as we are not their employees and are not trained in financial advising.