Save now and pay later with financing payment plans.

Shop smart – Apply now from the comfort of your home, then visit Waterbee’s showroom with your pre-approved budget.

When applying for preapproval before visiting the showroom to choose your product, we understand that you don’t know the purchase price yet, so just enter a guess at the amount you expect to be spending, after tax. It doesn’t commit you to anything, and once you’ve come in and decided on the right product, we can adjust the amount for you from our end to reflect the actual price after applying any deposits you’re paying up front in store.

Waterbee works with two different financing companies to offer our customers a variety of payment plan options for our products. These companies approve loans to our customers based on a variety of criteria such as credit rating and home equity.
Loans are open and can be paid off at any time, without penalty.
These loans are arranged up to a 5 year term, with options for longer amortization to lower the monthly payments.

We encourage you to use your existing savings or line of credit if it provides a better interest rate, however these loans do offer a better rate than most credit cards.

***Special Offer: Financeit has partnered with Hydropool to offer a “no interest, no payments for 6 months” promotion for new Self Clean SwimSpa orders made now & delivered before the end of November.

***Special Offer: Financeit is also offering a “no interest, no payments for 3 months” promotion for other purchases. 

You can apply online at home using this link: FinanceIt Application

option #1:
FinanceIt
*Only choice available for non-homeowners, and those preferring weekly or bi-weekly payments*

You can apply online at home using this link: FinanceIt Application

For purchases from $1,000 to $15,000, home ownership is not required.
For purchases over $15,000, the homeowner must be the applicant or co-applicant.
Their standard interest rate for amounts from $5,000 to $60,000 is 8.99%.
For amounts under $5,000 the standard rate would be 9.99%
(if your credit rating is ok but doesn’t quite qualify for their standard program, they may offer an “extended credit” program with a rate of 11.99%)
Loans are open and can be paid off at any time, without penalty.
You have choices between one to fifteen year amortization lengths to lower the monthly payments.
You can also choose between weekly, biweekly or monthly payments to make things more convenient for you and your budget.
A small administration fee of up to $149 applies, but does not need to be paid up front, it gets amortized into the payment amount.

option #2:
Home Trust
*Offers a slightly lower interest rate, and has an additional option for cashback which could be handy for preparation or other expenses*

You can apply online from home at the following page on our website: Home Trust Financing Application

Home Trust’s current standard interest rate is 7.99%.
They also have an additional option where they can offer a “cashback” amount above the purchase price of the item of up to $10,000
(This option may be handy for covering additional preparation costs such as electrician or concrete.)

The loans from Home Trust are only approved for homeowners. NOTE: Everyone whose name is on the title of the house has to be included on the application as a co-applicant.
These loans are arranged on a 5 year term, with options for 5, 10 or 15 year amortization to lower the monthly payments.
Loans are open and can be paid off at any time, without penalty.
A small administration fee of $49.95 applies, to be withdrawn before the first payment. In addition there is an additional registration fee of $190 for loan amounts over

IMPORTANT NOTE regarding Home Trust: For loan amounts over $10,000, they have a policy of automatically applying a lien on your home as security. This lien will not be removed until the entire loan is completely paid off. There is also an additional registration fee of $190 that will be added to the loan as well.
If you wish to avoid the potential hassle of that lien, we’d recommend either giving us a deposit amount large enough to keep the total under $9,995. Or you could choose FinanceIt as an alternative, as they’ve stated they will not apply a lien unless you default on your payments.

If the online application form doesn’t allow for something you need added or changed, just complete it the best you can, and submit it as is. Then contact Melissa here at Waterbee, as there are some adjustments we are able to make to the applications from the back-end of our version once you’ve completed the initial application process.
The same thing applies to the amount to request – if you are applying to ensure preapproval before visiting the showroom to choose your product, so you don’t know the purchase price yet, just enter an amount you expect to be spending, after tax. We can adjust the amount from our end once we’ve determined the actual product’s price and applied any deposits you’re paying up front in store.

If you have any questions regarding details about the financing beyond the application process, we would encourage you to contact these companies directly as we are not their employees and are not trained in financial advising.